The Role of Electronic Management in Managing Banking Crises: An Exploratory Study for a Number of Iraqi Private Banks


Electronic management is an important entry point for many financial dealings in banking institutions. Therefore, giving attention to this issue is an urgent necessity for all of these institutions and the results they achieve, the most important of which is banking crises management. This research focuses on clarifying the role of electronic management in managing banking crises. The aim of giving answers is to clarify the theoretical and practical philosophical and intellectual connotations of these variables (electronic management, banking crisis management). This research falls into two main sections: the first section includes the research methodology and the theoretical approaches to the research variables with their dimensions. As for the second section, it presents the practical framework for the research hypotheses, the conclusions and recommendations. The research sample is represented by a group of workers in two banks (Gulf Commercial Bank, International Development Bank) to test the correlation and influence relationships between the research variables (electronic management, banking crises management). The descriptive analytical approach is adopted, as well as selecting a sample of workers consisting of (118) individuals and adopting the questionnaire form as a measurement tool. The data are processed through the statistical program (SPSS) to prove the validity of the research hypotheses related to the correlation and influence between the two research variables (electronic management, banking crisis management) and the use of multiple regression coefficient and correlation coefficient as statistical methods. The most prominent conclusions reached by the research in the theoretical and field framework are the  the achievement of a positive moral correlation between the collective electronic management and the banking crisis management of the banks which are the research sample in terms of its variables according to the value of the correlation coefficient at the aggregate level. Based on the findings of the research, the research presents several recommendations, the most important of which is the necessity for banks to pay attention to the research sample in all dimensions of electronic management through conducting realistic studies and research that determine the ability of banks to implement electronic management and benefit from its results in implementation, whether at the current time or in the future.


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